Australiaan suunnitellaan veroa pankkitalletuksille

[Miniluv]

Aikomus on kerätä satoja miljoonia rahastoon "hyvin epätodennäköistä" pankkiromahdusta varten... ja tietysti velan rahoittamiseen.

The federal government is planning a tax on bank deposits at the May budget in a move that will raise about $500 million a year but which bankers warn could be passed on to customers.

Sources have told AFR Weekend that the government is set to proceed with the bank deposits insurance levy, first proposed by the former Labor government, to shore up revenue and to act as an alternative to forcing banks to hold extra capital as insurance against collapse.

Tony Abbott has ruled out going after households in the May 12 budget following the negative reaction to measures in the 2014 budget.

The bank tax, as proposed by Labor ahead of the 2013 election, where it lost government, would be a 0.05 per cent levy on every deposit of up to $250,000. It was scheduled to start on January 1, 2016, and budgeted to raise $733 million in its first 18 months of operation.

The money would be put in a Financial Stability Fund and be used to protect depositors against the highly unlikely event of a bank collapse. In the meantime, the fund would also be used to offset gross debt. If the Coalition adopts the same model as Labor and if banks pass the levy on to customers, it would mean a term deposit currently paying 2.6 per cent would pay 2.55 per cent.

http://www.afr.com/news/politics/tax-on-bank-deposits-in-federal-budget-20150328-1m98oi

[Topi Junkkari]

Aikomus on kerätä satoja miljoonia rahastoon "hyvin epätodennäköistä" pankkiromahdusta varten... ja tietysti velan rahoittamiseen.

Suomessa tätä sanotaan talletussuojarahastoksi, sillä on pääomaa yli miljardi euroa ja se kerää pankeilta talletussuojarahaston kannatusmaksua. Sen varoja ei tosin Rahoitusvakausvirasto saa käyttää mihinkään muuhun tarkoitukseen kuin tallettajien suojaamiseen pankkien maksukyvyttömyydeltä.

Koska kyseessä on julkisen sektorin suojatyöpaikka, se ei suojaa sukanvarressa jemmattavia setelitukkoja.